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Free Collections Education
Unless you negotiated a deletion with your settlement payment, most times the collection agencies will still report the collection account as negative. Your credit report will say paid but still, ding you for points. What you want is a deletion after you paid not an update that it is paid. Make sure you negotiate the...
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0% APR Car Loan VS. 24.99% APR Car Loan
0% APR Car Loan VS. 24.99% APR Car Loan
Example:
Loan amount - $25,000
Interest rate (percentage) - 0%
Loan period – 60 Months
Total cost of car loan - $25,000
Monthly payments - $417
VS
Loan amount - $14,190
Interest rate (percentage) – 24.99%
Loan period – 60 Months
Total cost of car loan - $24,985
Monthly payments - $416
You pay the same amount...
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Did You Know?
Business credit account report to the business reporting agencies, Dunn & Bradstreet, Experian Business, and Equifax Business, and not to the personal credit reporting agencies (Experian, TransUnion, and Equifax), and therefore do not help your personal FICO® score. If you are interested in repairing both personal and business credit, we are here to help. Therefore, let...
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