“Valuable,” “Informative,” and “a must-have,” are only a few of the terms users of this guide have verbalized to describe the content within these pages. If you need to increase your credit score, this information will help you immensely! In this powerful 21-page guide you will learn what credit is and the steps you will need to take to build it, the five factors that go into your credit score, the importance of budgeting and organization, habits you must develop to obtain great credit, and much more. You will also gain access to many valuable resources and links to help you build a balanced credit profile.